Owner Occupied Rehabilitation Program in New Orleans 2025

The Owner-Occupied Rehabilitation (OOR) Program in New Orleans is a vital initiative aimed at assisting low- to moderate-income homeowners in maintaining and improving their residences. By providing financial aid and support for essential repairs, the program ensures that residents can continue to live safely and comfortably in their homes, thereby preserving the city's rich architectural heritage and strengthening communities.​Jefferson Parish+13Findhelp+13Preservation Resource Center+13

Program Overview

Administered by the City of New Orleans' Office of Community Development (OCD), the OOR Program collaborates with nonprofit organizations to deliver services to eligible homeowners. The primary objectives include addressing health and safety repairs, enhancing accessibility, and preventing the displacement of long-term residents. ​NOLA.govNOLA.gov

Key Components

1. Health and Safety Repairs: The program prioritizes critical repairs that address health and safety concerns, such as fixing faulty wiring, repairing plumbing issues, and addressing structural problems.​NOLA.gov+1sbpusa.org+1

2. Accessibility Improvements: Modifications to improve accessibility for disabled or elderly residents are also covered, including the installation of ramps, grab bars, and widening of doorways.​Jefferson Parish

3. Deferred Forgivable Loans: Eligible homeowners may receive up to $35,000 in the form of a deferred forgivable loan. This loan is interest-free and is forgiven over 10 years, provided the homeowner continues to reside in the property as their primary residence. ​Findhelp+3NOLA.gov+3Rural Development+3

   
   

Eligibility Requirements

To qualify for the OOR Program, applicants must meet specific criteria:

• Residency: Must reside within Orleans Parish and have owned and occupied the property as their primary residence for at least five years before application.​NOLA.gov

• Income: Household income must not exceed 80% of the Area Median Income (AMI), adjusted for household size.​NOLA.gov

• Priority Groups: Special consideration is given to senior citizens aged 55 and above, military veterans, disabled heads of household, and individuals who have lived in their homes for over 15 years.​GovDelivery+1NOLA.gov+1

• Property Status: Applicants must be current on mortgage payments and property taxes, with no outstanding tax liens. Additionally, the property should not have received owner-occupied rehabilitation grants from the city within the previous five years. ​NOLA.gov+1Restore Louisiana+1

  
  

Application Process

Homeowners interested in the program can apply directly through the Office of Community Development. While specific application periods may vary, it's essential to stay informed about deadlines and required documentation. For detailed information and assistance, applicants can contact the OCD at 504-658-4200 or visit their office at 1340 Poydras St., 10th Floor, New Orleans, LA 70112. ​NOLA.gov+2NOLA.gov+2GovDelivery+2

Partner Organizations

The success of the OOR Program is bolstered by partnerships with dedicated nonprofit organizations, including:​Findhelp+1City of New Orleans+1.

• SBP (St. Bernard Project): Located at 2645 Toulouse Street, SBP focuses on rebuilding and repairing homes for disaster-impacted residents. They offer services such as the Owner-Occupied Rebuild Program, utilizing volunteers and skilled professionals to restore homes efficiently. ​Findhelp+3NOLA.gov+3Wikipedia+3Wikipedia+1Findhelp+1

• Rebuilding Together New Orleans (RTNO): Situated at 2801 Marais Street, RTNO provides home repair services to low-income homeowners, particularly the elderly and disabled, ensuring safe and healthy living conditions. ​NOLA.gov+1Wikipedia+1

  
  

Recent Developments

In 2024, the City of New Orleans allocated $1 million to the OOR Health and Safety Program, in partnership with SBP and RTNO. This funding aimed to support 45 projects, with each eligible homeowner receiving up to $35,000 for necessary repairs. By the end of that year, significant progress had been made, with multiple units completed or under construction. ​City of New Orleans+1NOLA.gov+1

Additionally, the Preservation Resource Center (PRC), in collaboration with the city, launched the Historic Home Repair Grant Program. This initiative assists low- to moderate-income homeowners with exterior repairs and critical maintenance for houses aged 50 years or older, further preserving New Orleans' historic architecture. ​Preservation Resource Center+1Wikipedia+1

Conclusion

The Owner-Occupied Rehabilitation Program exemplifies New Orleans' commitment to preserving its unique neighborhoods and supporting residents in maintaining their homes. By providing financial assistance and partnering with dedicated organizations, the city ensures that homeowners, especially those in vulnerable situations, have the resources needed to sustain safe and comfortable living environments. Residents are encouraged to explore these opportunities and reach out to the relevant agencies to determine their eligibility and begin the application process.

Disclaimer:

The information provided in this blog is for general informational purposes only and does not constitute legal, financial, or professional advice. While we strive to ensure accuracy, program details, eligibility requirements, and funding availability for the Owner-Occupied Rehabilitation (OOR) Program in New Orleans may change over time. Readers are encouraged to verify all details directly with the City of New Orleans Office of Community Development or other relevant agencies before making any decisions. We do not guarantee approval or assistance through the program and are not responsible for any actions taken based on the information in this blog. For the most up-to-date information, please visit nola.gov or contact the appropriate local housing authority.